Never Again Be Denied For The Credit You Deserve
Reasons for credit denial
Too many credit inquiries.
Whenever you apply for credit, it is recorded
and stays on your credit report for 12 to 18
months. As few as 3 to 4 inquiries over a six
month time frame show a sign of too may inquiries
on your credit report. The lender or creditor
may think you are trying to apply for credit
application incomplete. If you leave
part of the application blank or you gave the
wrong information that appears on your credit
report can count against you. The lender may
think you are trying to hide something.
credit file. Little or no credit history
may be a rejection for credit. You simply need
to build your credit up.
credit obligations. Late or no payments
to creditors. Bad debt, legal judgments, and
bankruptcy will make you a risky applicant.
on your file. Legal name on your report
may be wrong. Home address on file may not be
correct or updated. These credit bureaus manage
millions of files and something is bound to
be incorrect. You must obtain a your credit
report and write to one of the three major credit
bureaus to update your credit report. (You may
also be the victim of identity theft.)