Credit Rating, Credit Report, Credit Denial, Credit Repair

Shop for the best rates and annual fees.
Check your monthly statement for any errors.
Set aside some money for emergencies every paycheck.
Do not over extend yourself. Know what your monthly budget is and stick to it.
Try paying your entire bill every month or more than the minimum monthly amount.
Pay bills 7 to 10 days before the due date to ensure prompt payment.
Secure your files and credit cards in a safe place. Protect this information from being lost or stolen.
Set your monthly budget or limit.
Know what you are signing when you apply or open a new credit card or loan.
Pay at least the minimum payment on time.
Avoid balance transfers unless you are getting a better interest rate for life.
Check your credit report at least once a year. Make sure all the accounts you have are in fact those accounts that you have authorized. Click here to obtain your credit report online.