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Debt Consolidation Loans - Learn how to start improving your credit today.

Debt Consolidation Programs From
The Debt Management Professionals

By consolidating your debt, you can literally
put money back into your pocket and help to preserve your credit rating – find out how with
a FREE consultation

Credit Cards Maxed Out?
Lower your Payments and Get out of Debt Now!

The unexpected - such as a medical emergency or the loss of a job - can put you behind on your monthly bills. Before you know it, you're fielding calls from creditors and collection agencies.

With professional debt help, you can:
  • Stop bill collector harassment.
  • Pay one lower monthly payment.
  • Reduce interest rates and stress.
  • Eliminate your debts and avoid bankruptcy.
  • Confidentially receive professional advice.

It's the American way - charge now, pay later.
We are endowed with certain inalienable rights -
among these are Life, Liberty and the Pursuit of Happiness.


Debt Consolidation Loans

To determine if a debt consolidation loan is the right solution for you think about these common requirements:

Do you have an asset to secure the loan?
Debt consolidation loans are often only approved if they are secured against an asset you many have. Your home is the most typical asset used to secure a debt consolidation loan. If you don't own a home or if you have little equity in your home, you may not be able to get a debt consolidation loan.

What is your credit score?
Since you are applying for a loan you will need to have a good credit score to get approved. If you have a questionable credit score then your interest rate may be very high. If you have poor credit you may not qualify for the consolidation loan.

Can you afford the cost of the loan over its repayment term?
If you take out a home equity loan to pay off your credit card debts this will mean that you will essentially be transferring the credit card debt onto your mortgage. The longer the term of your loan the more interest you will pay on that debt.

For example:
Home equity loan amount: $20,000
Interest Rate: 10%
Repayment Term: 15 years
Monthly Payment: $268.65
This loan will really cost you: $48,357.23

Are you willing to risk loosing your asset you put up to secure the loan?
If you can't pay the minimum payments on your loan and you default on that loan the bank will take the asset that is securing that loan. In other words you could loose your home! This is how many people loose their home to foreclosure.

These are all factors you should seriously consider before deciding on a debt consolidation loan.

While there are a number of different strategies to improving one's credit. Lexington pursues the most effective strategy of all: credit report repair. In fact,
we have helped over 80,000 Americans improve their credit standing by removing inaccurate, misleading, and unverifiable info.

Can we repair credit? You bet! Over the past 10 years, we have deleted over 700,000 negative and inaccurate items off of our customer's credit reports.

Aren't you tired of living with bad credit?

To receive your free, no obligation, credit repair consultation, simply fill out the form below. A Credit Repair Specialist will contact you within two business days to discuss your specific situation, how we repair credit, and explain the options you have available.

CreditMD will help you achieve a favorable credit rating for only $39.95/month! Full Refund Warranty! Cancel Anytime!

With good credit you will have the financial freedom you have always dreamed of. You won't be gouged by ridiculously high interest rates any longer. You could buy a home or car without wondering if you will be approved. Let our credit repair specialist help you down the road to financial freedom at an affordable cost.

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